Debt advice

When you first start earning money, it is very easy to lose track of what you are spending and end up in debt. If this happens, don't ignore it! Debt can be easily managed if you understand the problem, but if you let it continue, it can quickly spiral out of control.

How to avoid debt

  • Create a weekly budget of your bills, food and supplies and make sure you can afford this. Anything left can be spent or saved.
  • Don’t take out a short-term loan. Although it may help you out in the short-term, you could end up paying back a lot more than you borrowed in the first place.
  • Check what you're entitled to. You might be able to claim some financial support such as tax credits or benefits.
  • Make sure you're managing you bank account. You need to make sure that any payments like rent and credit card bills have been covered before you start spending more.

Who can I talk to?

Food banks

Food banks can give food parcels to help people when they do not have enough money to buy food.


 

 


 

 

 Back to

 ‭(Hidden)‬ Related pages

Please Add Some Content

 ‭(Hidden)‬ Useful links

Please Add Some Content

Summer Reading Challenge 2017

Volunteer to help children learn to love books as part of our Summer Reading Challenge at your local library. Find out more at http://www3.northampto...

View on Facebook
Northamptonshire County Council

Northamptonshire County Council

about 22 hours ago

Northamptonshire County Council

If you're heading down to the superhero event this Sunday in Earls Barton, look out for our fostering and adoption team! They would love to have a ch...

View on Facebook

Youth Ambition Awards finalists

Thank you to everyone who took the time to nominate a special young person for a Youth Ambition Award. We are pleased to announce the finalists and...

View on Facebook

Timeline Photos

Could you open your home to care for an older person or an adult with disabilities? Our Shared Lives service places adults in a loving family environ...

View on Facebook

2017 OVO Energy Women's Tour Survey

Did you watch the Women's Tour? It really is a fantastic event for the county. The organisers would love feedback from spectators. Just go to: https:...

View on Facebook

First for Wellbeing CIC Ltd

View on Facebook